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Loot is the collective term for the many items Freelancers can find while exploring the world beyond Fort Tarsis. Among other items, loot includes weapons, equipment/gear, and materials of approximately 5-6 different rarities.
Loot is instanced for all active Freelancers; as such, there is no loot theft. Furthermore, there are no loot boxes and there is no "pay-to-win" system.